405 Bay Shore Drive Panama City Beach, FL 32407
Listing Courtesy of: CENTRAL PANHANDLE / Listed By: Jason Maddux, Century 21 Allpoints Realty

  405 Bay Shore Drive Panama City Beach, FL 32407

Active (99 Days)
$799,000 (USD)
3
BED
2
BATH
1,968
SQFT

Description

191 FEET OF WATERFRONT • 0.55 ACRE • NO HOA • PRIVATE DOCK & BOAT LIFT • DIRECT BAY ACCESS

Opportunities like this are increasingly difficult to find in Panama City Beach. Situated on more than half an acre in the established Woodlawn community, this canal-front property offers approximately 191 feet of seawall frontage, a private dock, substantial boat and RV parking, and direct access to St. Andrews Bay and the Gulf of Mexico.

For boaters, this property is the main event. The wide canal measures approximately 80 feet across and averages 5-6 feet deep at center, providing excellent maneuverability and access for larger vessels. The private dock features an I-beam boat lift capable of accommodating a vessel up to approximately 30 feet, allowing you to keep your boat at home and be on St. Andrews Bay in minutes.

From your backyard, spend the morning fishing, cruise to Shell Island for the afternoon, visit one of the area's boat-accessible restaurants, or finish the day with a sunset ride across the bay. This is the kind of property where boating isn't something you plan around--it becomes part of everyday life.

The 0.55-acre lot and approximately 191 feet of waterfront provide a combination of space and shoreline that can be difficult to replicate. A wide electronic gate, extensive paver area, and dedicated space for a boat trailer or RV add even more flexibility--all with NO HOA.

Built in 1958, the 3-bedroom residence reflects the Old Florida character of Woodlawn, one of the area's earlier planned waterfront communities. Inside, you'll find 2 full bathrooms plus a convenient half bath near the garage, along with a Florida room that expands the living space and creates an easy transition between the home and waterfront.

Unique features give the property additional character, including a built-in mini bar, covered outdoor patio, and built-in BBQ grill with a functioning flue system--an ideal setup for entertaining after a day on the water.

And while the property feels tucked away from the busier tourist corridor, the location remains exceptionally convenient. Historic St. Andrews, Downtown Panama City, restaurants, shopping, and entertainment are just minutes away, while Panama City Beach and Pier Park are within an easy drive.

This isn't simply a home near the water--it's a waterfront property built around the boating lifestyle. With approximately 191 feet of seawall, more than half an acre, a private dock and boat lift, room for your boat or RV, direct access to St. Andrews Bay, and no HOA, 405 Bay Shore Drive offers a combination that's increasingly hard to find.

Bring your boat and come experience what waterfront living in Panama City Beach can look like.

MLS #:
790982
Lot Size
0.55 acres
Type
Single-Family Home
Year Built
1959
Style
Ranch
Views
Canal
County
Bay County
Community
Woodlawn Unit 2

Listed By

Jason Maddux, Century 21 Allpoints Realty
Source
CENTRAL PANHANDLE
Last checked Sep 15 2026 at 9:11 PM GMT-0400
Bathroom Details
  • Full Bathrooms: 2
Interior Features
  • Gas Water Heater
  • Windows: Double Pane Windows
  • Windows: Storm Window(s)
  • Gas Cooktop
  • Gas Range
  • Main Level Primary
  • Shower Only
Subdivision
  • Woodlawn Unit 2
Lot Information
  • Paved
  • Sprinkler System
Property Features
  • Foundation: Slab
Heating and Cooling
  • Electric
  • Central
  • Natural Gas
  • Fireplace(s)
  • Ceiling Fan(s)
  • Central Air
Exterior Features
  • Roof: Metal
Utility Information
  • Utilities: Electricity Available, Cable Connected
  • Sewer: Public Sewer
School Information
  • Elementary School: Breakfast Point
  • Middle School: Breakfast Point
  • High School: Arnold
Parking
  • Garage
  • Paved
  • Additional Parking
  • Garage Door Opener
Stories
  • 1

Listing Price History

Date
Event
Price
% Change
$ (+/-)
Aug 23, 2026
Price Changed
$799,000
-4%
-$30,000
Jul 28, 2026
Price Changed
$829,000
-2%
-$20,000
Jun 07, 2026
Listed
$849,000
-
-
Location
   
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Estimated Monthly Mortgage Payment

*Based on Fixed Interest Rate withe a 30 year term, principal and interest only

Listing price
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Mortgage calculator estimates are provided by C21 AllPoints Realty and are intended for information use only. Your payments may be higher or lower and all loans are subject to credit approval.
Disclaimer: Copyright 2026 Central Panhandle MLS. All rights reserved. This information is deemed reliable, but not guaranteed. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 9/15/26 14:11